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Leveraging our expertise, we are able to provide local and international investors with intelligent financing solutions, whilst retaining a leading position in Fixed Income origination, distribution and trading.
FSDH Merchant Bank is a leading player in the Fixed Income market and a licensed Primary Dealer and Market Maker in both the Federal Government of Nigeria Bonds and Nigerian Treasury Bills markets. We provide comprehensive Fixed Income investment solutions to public and private institutions as well as high-net-worth individuals.
Our clients have access to a team of experienced dealers who have a good understanding of financial products. By pooling our experts’ knowledge, we are able to do what we do best — deliver strategies that are right for you, and execute trades that are one step ahead of the market.
For our local and international investors, we leverage our expertise to provide intelligent forward-thinking solutions. Our resources allow us to retain the lead position in Fixed Income origination, distribution and trading, while affording us a significant presence in the Sub-National and Corporate bond markets. We have participated in various bond issues on behalf of the Bank and interested investors, including the International Finance Corporation bond, Lagos State bond, GTBank bond, UBA bond, Flour Mills bond and UPDC Real Estate Investment bond.
For enquiries please contact [email protected]. Telephone: +234-012716281-3
As the world becomes a global marketplace with trade, businesses and partnerships spanning several countries, we understand your desire to have a financial services partner who can work effectively across borders and time zones.
At FSDH Merchant Bank, our integrated and global foreign exchange services ensure opportunities in the foreign exchange market don’t pass you by. We will provide you with access to our wide range of products, services, and investment opportunities in foreign currency denominated financial instruments. We are always happy to advise and support you in core and emerging markets, by exploring every relevant option that will improve foreign exchange transactions, offer competitive pricing, and provide world-class service.
Guided by your objectives, we will draw on our extensive in-house capabilities to analyse market developments and tailor the right foreign exchange product for you. We will also provide hedging solutions to help you manage your exposure to currency and interest rate movements.
Our Services
Foreign Exchange Provision in Major Currencies
We source for key currencies including the US Dollar, British Pound Sterling, Euro and South African Rand. This is done competitively through the local and foreign interbank markets to ensure the best value, and can be for visible (Form M) and invisible (Form A) transactions. We also provide the Chinese Yuan in line with guidelines set out by the (CBN).
Open Bid Participation for Foreign Exchange
We actively participate in Central Bank of Nigeria auctions and submit competitive bids to meet our foreign exchange demands, with eligible underlying transactions for both visible and invisible transactions. In addition, we source other foreign exchange flows especially at the Investors & Exporters (I&E) window, in exchange for the local currency needed for funding activities.
Investment Outlets
We provide platforms for yield optimisation of foreign currency deposits through vehicles such as Eurobonds, foreign currency denominated Commercial Papers, credit-linked notes and attractively priced term deposits.
Hedge Products for Future FX Obligations/Inflows (FX Forwards & CBN’s Naira Settled Non-Deliverable OTC Futures)
We provide hedging solutions to support portfolio de-risking and efficient cash flow planning for our customers.
For enquiries, please contact [email protected] or Telephone: +234-012716281-3
Our wide distribution network and expertise in developing bespoke solutions ensures that our ability to deliver the best treasury sale service, remains unmatched.
We are a leading organisation in the sale of local and foreign currency-related products, to non-bank clients who require investment and risk management services.
Our wide distribution network and expertise in developing bespoke solutions means our clients receive the best treasury sale service.
At FSDH Merchant Bank, we provide financial advisory services that allow you to make the right investment decisions. We will also work with you to develop and execute short and long-term investment strategies that drive your business forward.
FSDH Merchant Bank Ltd is a leading player in the Fixed Income market and a licensed Primary Dealer and Market Maker in both the Federal Government of Nigeria Bonds and Nigerian Treasury Bills markets, providing comprehensive Fixed-Income investment solutions to public and private institutions, and high net worth individuals.
We have an enviable trading competence across all financial market products. Our team of experienced dealers possess a sound understanding of the market, ensuring that we are always ahead of the crowd when formulating strategies and executing trades.
Leveraging our expertise, we have served local and foreign investors while retaining our leading position in Fixed Income origination, distribution and trading. We maintain a significant presence in the sub-national and corporate bond markets and have participated in various issues including the bonds issue of the International Finance Corporation, Lagos State Government, GTBank Plc, UBA Plc, Flour Mills of Nigeria Plc and UPDC Plc.
For enquiries, please contact [email protected] or Telephone: +234-012716281-3
Our all-inclusive range of interest rate products and services are made to meet your risk management and investment requirements.
Over the years, we have remained active in the money markets, creating short-term assets and liabilities to maximise returns to stakeholders.
We offer services on both sides of the balance sheet; either as provider/arranger of short-term funds, or provider of investment outlets such as Commercial Papers and Banker’s Acceptances issued by prime institutions in Nigeria. With our ‘client focused’ approach, we constantly provide, monitor and evaluate the trade market for changes and new regulatory conditions, to enable us to propose the right solution for you.
For enquiries, please contact [email protected] or Telephone: +234-012716281-3
FSDH Merchant Bank has structured lending services that are designed to meet the needs of our clients’ working capital position.
Short Term/ Tenored lending (Under one year)
Medium to Long Term or Tenored Facilities
We also provide fully underwritten facilities or best efforts arrangements.
On-lending Services
FSDH offers on-lending services for clients who wish to access cheaper and longer tenored funding from various intervention funds, multilateral partners, and Developmental Finance Institutions.
We have a strategic relationship with a robust list of respected partners locally and globally.
For enquiries please contact [email protected]. Telephone: +234 (01) 2802111-2
For enquiries, please contact [email protected] Telephone: +234 (01) 2802111-2
FSDH is able to provide Import Finance Facilities with dual currency (USD/Naira) availability, which can also be structured under the following trade products:
For enquiries please contact [email protected]. Telephone: +234 1-2802111-2802112
We are continually investing in and upgrading our IT infrastructure to enable our clients process transactions safely, seamlessly, and efficiently. Our online banking platform facilitates access to payment and transactional banking services, including payments and collections.
The FSDH online trade portal also enables clients to process all local and international trade activities through a secure web-based system. You can streamline your trade activities, reduce costs, and improve efficiency, putting you in control of your transactions in a safe and secure environment.
These online channels include applications that can be accessed via a desktop, mobile app, or a business-to-business system. They are and can be configured to match each client’s distinctive method of processing transactions so as to provide ease of administration, reconciliation, and reporting.
For enquiries, please contact [email protected]. Telephone: +234 1-2802111-2802112
We’ve assembled a dedicated cross functional team to facilitate and ensure that all client transactions are executed securely and in the shortest possible time. Our services include liability management (treasury bills, call and tenored deposit), trade transaction processing (letters of credit, bills for collection, NXPs and capital importation), and the day to day administration of accounts.
We also operate a robust and secure internet banking platform, which enables our customers transact from the comfort of their homes and offices.
For enquiries please contact [email protected]. Telephone: +234 1-2802111-2802112
Our integrated team of experts cover the book building process, and facilitate; club lending and loan syndications, loan arrangement and documentation, facility administration and management, among others.
For enquiries please contact [email protected]. Telephone: +234 1-2802111-2802112
At FSDH Merchant Bank, we ensure that our payment processing methods are both efficient and transparent. Relying on a range of secure platforms like FSDH Pay Rave, Pay Direct, Quickteller, and Remita, we are able to process various payments -including custom duties for which FSDH is a collecting bank.
For enquiries please contact [email protected]. Telephone: +234 1-2802111-2802112
Our Business Coverage team plays actively in the Nigerian corporate banking space and is responsible for providing bespoke financing solutions for a wide range of clients, with varying needs, across multiple industries. Our team members have strong backgrounds in corporate and investment banking and a knowledge of global markets. They use a specialized industry based approach to manage clients and stakeholders in the following sectors:
Our Relationship Managers are physically located in Lagos, Abuja and Port Harcourt and are constantly available online and remotely to meet with clients and discuss their peculiar needs.
For enquiries, please contact [email protected]. Telephone: +234 1-2802111-2802112
As a specialised financial services provider, FSDH Merchant Bank offers bespoke investment vehicles to a carefully selected clientele with the aim of growing and preserving wealth. We support high-net-worth individuals by helping them navigate the complexities of managing their significant portfolios, in order to reach their financial goals.
We do this by offering:
For enquiries please contact [email protected]. Telephone: +234 (0) 1 2702885-6
We draw on our deep local and global knowledge and extensive network, to develop specialist solutions that enhance returns, while addressing your personal and family investment needs. Our local and foreign currency products can also be customised to respond to your immediate and future investment needs.
For enquiries, please contact [email protected]. Telephone: +234 (0) 1 2702885-6
Our Relationship Managers are able to translate their expertise and insight into solutions that help you build or restructure investment portfolios.
For enquiries please contact [email protected]. Telephone: +234 (0) 1 2702885-6
In partnering with you, our Relationship Managers are happy to leverage their expertise in building and restructuring investment portfolios, to suit your financial goals.
For enquiries please contact [email protected]. Telephone: +234 (0) 1 2702885-6
We offer bespoke operating account services with no account maintenance charges, and interest accruing on the daily balances.
For enquiries please contact [email protected]. Telephone: +234 (0) 1 2702885-6
INVESTMENT
FSDH Merchant Bank, as a specialized financial services provider, engages in bringing investment services to a carefully selected clientele, for the purpose of growing wealth through sound investment decisions. We aim to help high-net-worth individuals address the complex challenges of managing significant wealth, and reaching financial goals.
Our local currency denominated products:
This is an investment type where funds not required for immediate disbursements are invested for pre-agreed tenors as against the regular call account. The FSDH STFI attracts higher interest rates subject to prevailing market conditions, and allows pre-liquidation without penalties.
This is an investment where funds are on fixed tenure basis e.g. 30, 60, 90, 180 or 365 days.
FSDH is one of the financial institutions appointed by the CBN as a primary dealer and market maker (PDMM) in FGN treasury bills. We participate in the primary market auctions, which take place fortnightly, by tendering bids on behalf of our customers at the said auctions. We also actively participate in the secondary market trading where we buy treasury bills on behalf of our customers, and provide timely and relevant information that can help them structure and manage their treasury bills portfolio effectively.
FSDH Merchant Bank Limited, having a full status as a primary dealer/market maker (PDMM) in FGN bonds, buys and sells bonds on behalf of its customers. We have established a track record with the Debt Management Office (DMO) for active participation in both the primary bond auction and secondary market bond trading.
Foreign currency denominated products:
FSDH High Yield Foreign Currency Investment:
The FSDH High Yield foreign currency product offers attractive interest rates based on the volume of the deposits and tenor, which can range from 30, 60, 90, to 365 days.
FSDH Domiciliary Account:
The FSDH domiciliary account is an interest bearing transactional account, which can run like a current account.
FSDH Eurobond Linked Investment:
The FSDH Eurobond linked investment is a foreign currency denominated fixed income product that invests exclusively in select Eurobonds. This product helps to protect investors against loss of value due to inflation and the risk of devaluation of the Naira. The FSDH Eurobond Linked Investment offers relatively higher interest rates for investments, unlike Fixed Deposits investment.
The FSDH Futures Backed Money Investment
The FSDH Futures Backed Money Investment is designed for investors with foreign currency offshore, who wish to take advantage of the high yield on fixed income securities in Nigeria, whilst protecting their investments against foreign exchange risks.
Eurobonds:
Eurobonds are foreign currency denominated bonds issued by Corporates and Sovereigns. Eurobonds enable investors to preserve capital and achieve stable and consistent income flow in a foreign denominated currency. They provide an opportunity for our clients to gain relatively higher yield than what is obtainable on typical USD deposits and investments.
For enquiries, please contact [email protected]. Telephone: +234 (0) 1 2702885-6
Your success drives our success
We measure our success by the number of goals, dreams and aspirations we help our clients realise. No matter how big or small the dream, you can trust us to manage your assets for consistent high-quality returns.
FSDH Asset Management Limited has a proven track record in strategically building and managing investment portfolios through exclusive investment solutions. These include special-purpose unitised schemes in fixed income securities, equities, and real estate.
As a leading provider of asset management services, you can rely on us to keep you apace with market changes, and provide results that deliver your financial needs, whether that be capital growth, capital preservation, or a mixture of both.
Our client base includes individuals and corporate organisations, including fund managers, insurance companies, gratuity schemes, endowment funds, and other special purpose funds.
For enquiries please visit our website https://www.fsdhaml.com/
Taking stock of the future to create the right opportunities for you
Opportunities are created in the place of careful observation, understanding historical trends, meticulous planning, and targeted actions. We have the scale, depth of service, and unique insights to predict the future and identify opportunities that help you succeed.
FSDH has been a key player in the primary and secondary segments of the Nigerian equity market since 1995. We achieved this position by leveraging the vast expertise of our financial service professionals; who are known for providing world-class stockbroking services to local and international investors.
The key to our success are the strong relationships we have developed with regulators, issuers, investors, and other market participants. These relationships enable our equity trading professionals to deliver effective trade execution at highly competitive terms.
While our digital platform gives you access to the live market, delivers timely and accurate trade reports, and offers the ability to manage trades yourself, you will be supported by our team of professionals on the front and back end who will ensure your trading experience is as pleasant as possible.
Our services include:
For enquiries, please visit our website https://www.palpensions.com/
Reimagining the future…together
There’s little that can be done about the past, but the future is a blank canvas. This is why we are passionate about giving you the right palette to paint a colourful tomorrow.
Pensions Alliance Limited (PAL) is a licensed Pension Fund Administrator with over 13 years of experience of helping people build a financially secure future. In this time, we have taken great care to build a brand that stands for performance, service and trust. Values treasured by over 450,000 customers and clients.
PAL is jointly owned by First Securities Discount House Limited (FSDH) Group and African Alliance Insurance Company Limited. Incorporated on April 14, 2005 under the Companies and Allied Matters Act 1990 , we were licensed by the National Pension Commission on December 7, 2005 to manage and administer retirement savings contributions of employees in Nigeria as a result of the Pension Reform Act of 2004.
UBA Pensions Custodian Limited is the custodian of our pension schemes assets.
For enquiries please contact [email protected] . Telephone: +234 (90) 98627367
Our Business Coverage team plays actively in the Nigerian corporate banking space and is responsible for providing bespoke financing solutions for a wide range of clients, with varying needs, across multiple industries. Our team members have strong backgrounds in corporate and investment banking and a knowledge of global markets. They use a specialized industry based approach to manage clients and stakeholders in the following sectors:
Our Relationship Managers are physically seated at Lagos, Abuja and Port Harcourt but are available 24hours online and are on standby able to travel globally to meet with clients and discuss their peculiar needs.
For enquiries please contact [email protected] . Telephone: +234 (90) 98627367
In order to help our clients achieve their financial goals, we manage and maintain a bouquet of mutual funds registered with the Securities and Exchange Commission.
Our mutual fund packages include; The Coral Growth Fund, The Coral Income Fund, The FSDH Treasury Bills Fund (A Money Market Fund), and The UPDC REIT.
By investing in these funds, customers are able to diversify their portfolios at affordable rates and low transaction costs.
For enquiries please contact [email protected] or WhatsApp +234 (90) 98627367
Our segregated funds are tailored to suit the specific investment objectives of the customer. With these funds, we aim to deliver creative solutions to individual investment challenges as they arise.
In managing the segregated portfolio, we employ a 3 segment approach which entails financial advisory, investment management, and administration. By this, we determine the goals, liquidity preferences, risk parameters, and investment horizons of the customer, and then manage the funds in line with pre-agreed strategies.
For enquiries please contact [email protected] or WhatsApp +234 (90) 98627367
UAC House (5th-8th floor)
1/5 Odunlami Street, P.M.B 12913
ISO 27001:2013 Certified.
ISO 22301:2019 Certified.
ISO 20000:2018 Certified.